Charles Gaba's blog

Originally posted 1/30/25

Vermont has around ~32,000 residents enrolled in ACA exchange plans, 93% of whom are currently subsidized. I estimate they also have another ~2,000 unsubsidized off-exchange enrollees.

Combined, that's ~35,000 people, although the official carrier rate filings claim it's more like 36,000 statewide.

Originally posted 12/12/24

Washington State has around ~308,000 residents enrolled in ACA exchange plans, 73% of whom are currently subsidized. I estimate they also have another ~29,000 unsubsidized off-exchange enrollees.

Combined, that's ~338,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 305,000 statewide.

Originally posted 12/17/24

Utah has around ~421,000 residents enrolled in ACA exchange plans, 95% of whom are currently subsidized. I estimate they also have another ~17,000 unsubsidized off-exchange enrollees.

Combined, that's ~438,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 410,000 statewide.

Originally posted 12/30/24

New Jersey has around ~513,000 residents enrolled in ACA exchange plans, 85% of whom are currently subsidized. I estimate they also have another ~76,000 unsubsidized off-exchange enrollees.

Combined, that's ~590,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 550,000 statewide.

Originally posted 1/26/25

Illinois has around ~466,000 residents enrolled in ACA exchange plans, 90% of whom are currently subsidized. I estimate they also have another ~57,000 unsubsidized off-exchange enrollees.

Combined, that's ~523,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 488,000 statewide.

Originally posted 1/03/25

Oregon has around ~140,000 residents enrolled in ACA exchange plans, 80% of whom are currently subsidized. I estimate they also have another ~34,000 unsubsidized off-exchange enrollees.

Combined, that's ~173,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 162,000 statewide.

Originally posted 12/20/24

Oklahoma has around ~293,000 residents enrolled in ACA exchange plans, 93% of whom are currently subsidized. I estimate they also have another ~7,000 unsubsidized off-exchange enrollees.

Combined, that's ~315,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 300,000 statewide.

Originally posted 12/26/24

North Carolina has around ~975,000 residents enrolled in ACA exchange plans, 94% of whom are currently subsidized. I estimate they also have another ~37,000 unsubsidized off-exchange enrollees.

Combined, that's just over 1 MILLION people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 945,000 statewide.

Originally posted 1/15/25

Montana has around ~77,000 residents enrolled in ACA exchange plans, 89% of whom are currently subsidized. I estimate they also have another ~8,400 unsubsidized off-exchange enrollees.

Combined, that's 85,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 80,000 statewide.

Originally posted 1/01/25

Louisiana has around ~293,000 residents enrolled in ACA exchange plans, 96% of whom are currently subsidized. I estimate they also have another ~13,000 unsubsidized off-exchange enrollees.

Combined, that's 306,000 people, although assuming the national average 6.6% net enrollment attrition rate applies, current enrollment would be back down to more like 286,000 statewide.